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Builders Risk Insurance
For Homeowners and Contractors
Ai Insurance Organization provides Builders Risk Insurance for homeowners and contractors. We understand the number of unique construction exposures you face, which is why we have developed tailored insurance programs to suit!
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BUILDERS RISK INSURANCE EXPERTS
We understand the number of unique exposures builders face daily, which is why we have developed tailored insurance packages that take into account new trends in construction or home renovations.
We provide Builders Risk Insurance all throughout Canada including Ontario, British Columbia, and Alberta.
Course of Construction
Course of Construction Insurance also known as Builder Risk Insurance provides protection for the physical build/ building supplies and takes the place of the Homeowners policy during the build.
General Liability Insurance
General Liability offers liability coverage for your project site during your project build. Liability coverage arising from claims arising from third-party property damage or third-party bodily injury.
Wrap Up Liability
Wrap-Up Liability coverage is site-specific and will extend to the project owner, project manager, general contractor, and the subcontractors working on behalf of the General Contractor.
Premise Liability Insurance
Premise liability acts much like liability insurance on your home but provides extra protection for the land outside of the build area which is under the care, custody, and control of your contractor.
WHICH INSURANCE DO YOU REQUIRE?
If you are a property owner acting as the General Contractor of your own build.
You will need Builders Risk Insurance and General Liability Insurance as your current homeowner’s policy may not cover renovations or a construction project.
If you are a property owner that hires a Contractor for a renovation or new build.
You will need Builders Risk Insurance and Premise Liability as to the contractor’s General Liability Policy only covers the area of the build from exposures.
If you are a Contractor hired for a home renovation or new build.
You will need Builders Risk Insurance and ensure that the property owner has Premise Liability coverage as your General Liability Policy only covers the area of the build from exposures.
In any case it is important to have a form of liability insurance to protect you.
Investing in General Liability Insurance and Wrap-Up Liability Insurance is always highly recommended to protect the build from all types of liability exposures that may occur during construction.
WHY CHOOSE Ai?
Serving you throughout Canada
We pride ourselves on being a leading insurance broker in Canada. We are the Builders Risk Insurance Experts.
Knowledge and
Expertise
We provide expert counsel and years of industry experience to negotiate fast approvals for the clients we serve.
Tailored Insurance Coverages
We have developed tailored insurance packages that take into account new trends in home renovations.
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