Close this search box.
Ai Insurance Organization

Marine and Boating Insurance

Marine Insurance protects your financial investments by providing coverage in the event of an insured loss.

Our Boat Insurance can be purchased for anything from pleasure boats to fishing vessels, personal watercraft and yachts, and more.

We offer boating insurance for all types of boaters, location, and years of boating experience.

Get Your Boat Quote

Proudly Partnered with the top marine insurance providers

We work with several top-rated boat insurance partners to offer boating insurance for all types of boaters, locations and years of boating experience. As boating insurance brokers, and avid boaters ourselves, our job is to use our boating expertise to get our customers the best marine insurance coverage at a competitive price.

We are always available to answer any questions you may have regarding your insurance needs, and Cole, Andy and the rest of our team strive to provide a seamless and hassle-free insurance buying experience.

Ai Marine Division

Marine is not like your home and auto insurance. To acquire marine insurance, it’s important to start with an initial consultation with a qualified marine insurance broker. With the help of our expert marine professionals, we can determine the type of coverage that best suits your boating needs. We are insurance brokers who provide the most comprehensive marine insurance options for our customers. We will compare quotes from multiple marine insurance companies and assess the optimal product for each individual custom

pointing sketch 1 44

Small Boat Insurance

Small boat insurance is a safeguard for people who own boats with low value and low risk tolerance. Most policies cover vessels under 25 feet, so for most people, this policy will be sufficient.

pointing sketch 1 45

Cruiser Boat Insurance

Cruiser boat insurance covers boats that are larger than 25 feet with cooking, sleeping and washroom facilities but not as large as yachts. Cruiser boats can accommodate passengers inside the structure of the craft itself.

pointing sketch 1 46

Sailboat Insurance

Sailboat insurance covers small day sailers to vessels with cooking, sleeping and washroom facilities. It may also include coverage for equipment, personal property and medical payments in the event of an accident.

Personal Watercraft Insurance

Marine Insurance can include all-risks coverage for a personal watercraft like Seadoos plus protection and indemnity for claims brought against the owner or those using or maintaining the watercraft.

Fishing Boat Insurance

Fishing boat insurance protects against accidents and other events that could result in financial losses, such as personal effects damage or the loss of a catch. Equipment is not insured but can be insured as personal effects up to a limit.

Pontoon Boat Insurance

Pontoon boat insurance may also be referred to as pontoon boat hull coverage and can cover the skeg, or metal fin protecting the bottom of the boat. Some policies may also offer emergency towing and salvage coverage.

Yacht Insurance

Yacht insurance may be more comprehensive and may include additional coverage like liability insurance, protection against loss of use, and protection against damage. Policies may also include coverage for specialized equipment and accessories unique to yachts.

Houseboat Insurance

Houseboat insurance can cover a variety of risks, including property damage, liability, medical payments, and uninsured boater coverage. Policies may also include coverage for specialized equipment and accessories unique to houseboats.

Other Types of Boat Insurance

Boat owners should also consider additional types of insurance like liability coverage for lawsuits that may arise from injuries to passengers or other people on board your vessel. We also offer privacy and data protection policies and more.

Types of Events We Cover

Woman Steering Sailboat

The type of marine insurance you require will depend on the value and specific type of your vessel, your geographical location, your age, years of boating experience, claims history and relevant boating education.

Boat insurance typically covers
an insured vessel’s:

Get Certain With Andy

As an avid boater, Andy Friyia is very well aware of the challenges facing boaters in need of protecting their investments. Andy has over 30 years of insurance experience with specializations in marine and leisure insurance.

As the Director of Sales with Ai Insurance Organization Inc. Andy brings a wealth of experience as a marine insurance broker including over 10 years as Eastern Canada Vice President of one of the largest marine insurers from 2007 to 2017.

The Ai Leisure Insurance team have a wealth of experience working with boaters, yachters, sailors and those in need of boat and marine insurance for all types of watercraft.

Ask for a Free Consultation

Want to speak with one of our marine insurance experts on a call or in-person?
Out of the country and want to have a meeting over Skype? No problem.

Want to skip any questionnaires and get some easy answers with no obligations? Give Andy and Cole a call.

Frequently Asked Questions

Boating insurance is a type of coverage designed to protect boat owners against financial losses related to accidents, theft, and other damage to their watercraft.

Boating insurance can cover a wide range of boats, including motorboats, sailboats, yachts, personal watercraft, and fishing boats.

Boating insurance can cover a variety of risks, including property damage, liability, medical payments, and uninsured boater coverage. Policies may also include coverage for specialized equipment and accessories.

Factors that can affect the cost of boating insurance include the value and age of the boat, the boater’s driving record, the intended use of the boat, and the location where the boat will be operated.

You can purchase boat insurance from an insurance provider or broker who specializes in this type of coverage, like Ai Leisure Plus. Cole and Andy are licensed insurance brokers and will compare quotes and review policy details carefully before you make a purchase.

Yes, additional coverage options may be available, including increased liability limits, coverage for specialized equipment, and coverage for additional types of watercraft

To make a claim under your boating insurance policy, you will typically need to contact your insurance provider as soon as possible after an accident or incident. Your insurance provider will guide you through the claims process and may require documentation or other information to process your claim.

Boating insurance policies may include exclusions or limitations on certain types of coverage or circumstances. It’s important to review your policy carefully and discuss any questions or concerns with your insurance provider.

Yes, some insurance providers offer discounts on boating insurance premiums. Common discounts may include multi-policy discounts, safety course completion discounts, and discounts for boaters with a clean driving record.

Mask group 5

What our clients are saying