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Ai Insurance Organization

Welcome to Ai Life

Ai Insurance Organization is a Canadian owned and operated insurance brokerage. Our portfolio provides a wide-range of insurance and financial products representing the leading insurance companies in Canada. Scroll down to learn more about the life insurance, health insurance and financial services we offer.

Friendly and knowledgeable life insurance experts

There is no one-size-fits-all life insurance. A life insurance policy can vary based on your age, health history, sex and other factors. It is important to tailor your life insurance policy based on your lifestyle, medical history and what you can afford. We work with major insurance companies including: Canada Life, Sun Life, Manulife, RBC, BMO, Equitable and more!

Term Life Insurance

Term Life Insurance pays a death benefit if the insured person passes away within a specific period of time, or before they reach a certain age (the term). Once the term ends, the coverage ends.

Term Life Insurance provides temporary, renewable and flexible protection from the financial impact of the insured person’s death.

Universal Life Insurance

Universal Life Insurance is a permanent life insurance that combines life insurance with an investment account. Your policy earns interest and your premiums and death benefit can be adjusted over time.

You may be permitted to withdraw and take loans from your account since it has a cash value.

Guaranteed Issues Life Insurance

Guaranteed Issues Life Insurance is typically for someone with existing medical conditions. It does not require a health questionnaire or medical exam but there is typically a two-to-three year waiting period for benefits to kick in.

Simplified Insurance

Simplified Life Insurance is a type of non-medical life insurance product that does not require a medical exam but may still have a health history and questionnaire form to fill out. Ai Life’s Life Insurance experts can provide more information.

Whole Life Insurance

Whole Life Insurance provides coverage for the insured person’s entire life. Premiums do not change as the insured gets older, and their policy will often have a guaranteed minimum cash value. Over time, the insurance policy grows in cash value and the insured can get the cash value back (minus the insurance premiums) if they ever cancel their policy.

Final Expense Insurance

Final expense insurance is a type of life insurance policy that is specifically designed to cover the costs associated with a person’s funeral, burial, and other end-of-life expenses. The primary purpose of final expense insurance is to ease the financial burden on the deceased’s family or beneficiaries and ensure that there are sufficient funds available to cover funeral and related expenses.


We believe that trust is the foundation of any successful client relationship. You can rely on us to act with the utmost integrity, honesty, and transparency. You can trust us to be there when you need us. We understand the importance of protecting your interests and ensuring that your insurance coverage meets your expectations. Rest assured, we will always have your best interests at heart and work tirelessly to earn and maintain your trust.


Our team of experts possesses a wealth of knowledge and expertise in the insurance industry. We stay up-to-date with the latest trends, regulations, and coverage options to provide our commercial insurance clients with accurate information and sound advice. With a deep understanding of the complexities of commercial insurance, we are well-equipped to guide you through the process and offer customized solutions tailored to your business’ specific needs.


We know that time is of the essence, especially when it comes to insurance matters. We recognize the value of prompt and efficient service. That's why we are committed to being highly responsive to your inquiries, requests, and concerns. Whether you have a question about your policy, need to make a claim, or require assistance with any insurance-related issue, we are here to provide timely support and guidance.


You are at the center of everything we do. We genuinely care about your satisfaction and strive to exceed your expectations at every turn. We believe that by taking the time to understand your unique circumstances and goals, we can deliver personalized insurance solutions that address your specific needs. Your priorities are our priorities, and we are dedicated to providing you with an exceptional customer experience from start to finish.

Market Access

Because we work with multiple insurance companies and a variety of clients, we have a higher level of expertise and a broader knowledge of the insurance market. We can provide more in-depth advice and guidance to clients, and are often better equipped to navigate complex insurance policies.

Personalized Service

Our insurance brokers work directly with our clients to understand their individual needs and recommend policies that are tailored to their specific situation. We strongly believe we can provide more personalized service and build stronger relationships with our clients, which can lead to higher levels of satisfaction and retention.


We are not merely insurance brokers; we are problem solvers and extensions of your business. We approach every challenge with a solutions-oriented mindset, always seeking creative and effective ways to meet your insurance needs. Whether you require coverage for your business, home, or personal assets, we will work tirelessly to find the right solutions that offer comprehensive protection and peace of mind.


Our team of leisure insurance brokers work independently and represent multiple insurance companies. This gives us the freedom to compare policies and find the best coverage for you, without being limited to a single insurance company's products.


Insurance brokers are required to disclose their compensation to clients, which can help build trust and transparency in the relationship. Our clients can have confidence that the brokers at Ai Leisure are working in your best interest, rather than simply trying to sell you a policy.

Critical Illness Insurance

Critical Illness Insurance provides coverage for medical emergencies such as heart attack, cancer or stroke.

Critical Illness Insurance pays out cash to help cover the costs when traditional health insurance falls short.

Disability Insurance

Disability Insurance is a form of income protection that insures a portion of the beneficiary’s income if they become disabled and are unable to earn an income.

A serious illness, injury and health issue could may all be considered disabilities.

Key Person Insurance

Key person insurance is a type of life insurance policy that a business purchases to protect itself from financial losses that may occur due to the death or disability of a key employee or key person within the organization.
The key person is typically someone whose expertise, knowledge, skills, or leadership are essential to the success and stability of the business.

Group Health and Dental Benefits

Group health and dental benefits are employer-provided insurance plans that offer comprehensive medical and dental coverage to a group of employees and their dependents. These benefits typically include doctor visits, hospitalization, prescription drugs, preventive care, and dental services. Group plans are cost-effective and enhance employee well-being while attracting and retaining top talent within the organization.

We Offer You Choice

As life insurance brokers, our commitment to our clients means we offer them choice. We work with insurance companies of all sizes including Desjardins, Canada Protection Plan, Green Shield Canada, Ivari, Canada Life, Sun Life, Manulife, RBC, BMO, Equitable, Allianz, Assumption Life, Blue Cross and more!

When it comes to your insurance needs, you deserve an exceptional team that embodies the qualities you value most. Our team takes great pride in being knowledgeable, trustworthy, responsive, customer-focused, and solutions-oriented. These attributes are the pillars of our service philosophy, and we strive to demonstrate them in every interaction with our clients.


Annuities are a form of financial product that pay a the insured/investor a fixed stream, or annual sum of money


GICs, or guaranteed investment certificates are guaranteed investment certificates. GICs offer a guaranteed rate of return over a fixed period of time.


RRSPs, or registered retirement savings plans, are a form of financial product in Canada for holding savings and investment assets.


RESPs, or registered education savings plans, are a form of financial product available to caregivers to save for their children’s post-secondary education.

Estate Planning

Estate planning insurance services offer comprehensive solutions to protect and preserve one’s assets and legacy.

Tax Strategies

Tax strategies insurance services provide specialized expertise in developing effective strategies to minimize tax liabilities for individuals and businesses.

Unsure? Have questions? Talk to our Life Insurance Experts today.