Wrap Up Liability Insurance
For Homeowners and Contractors
Ai Insurance Organization provides Wrap-Up Liability that is site-specific and will extend to the project owner, project manager, general contractor, and the subcontractors working on behalf of the General Contractor.
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Wrap-Up Liability Insurance
A Wrap-up liability insurance policy is much like a Commercial General Liability policy however it has a broader range of coverage as it extends to all contractors and subcontractors working on a project.
The coverage is site-specific and will extend to the project owner, project manager, general contractor, and the subcontractors working on behalf of the General Contractor.
Wrap-Up Liability offers project-specific coverage for Third-Party Personal Injury, Third Party Property Damage, and Personal Injury.
The advantage to a Wrap-Up Liability coverage is that all of the members of a construction project are covered under one policy.
The further advantage for a General Contractor or Construction company is that they can purchase a Wrap-up Liability policy and it will not affect their company’s General Liability Policy. The policy will act as a protection to keep their company’s General Liability Policy clear of claims or losses. This is especially helpful if there is a higher risk with a certain project.
Why Choose Ai?
Serving you throughout Canada
We pride ourselves on being a leading insurance broker in Canada. We are the Builders Risk Insurance Experts.
Knowledge and Expertise
We provide expert counsel and years of industry experience to negotiate fast approvals for the clients we serve.
Tailored Insurance Coverages
We have developed tailored insurance packages that take into account new trends in home renovations.

What Our
Customers Are Saying
Real reviews from real clients — across commercial lines, personal insurance, and surety bonding. Discover why business owners, families, and professionals across Canada trust Ai Insurance Organization to protect what matters most.
igor kysylychak2025-06-17Trustindex verifies that the original source of the review is Google. Recommend to everyone i never had a problem have been dealing with Marlene for few years already! 👍🏻👏🏻 Matthew Ferguson2025-06-16Trustindex verifies that the original source of the review is Google. Easy to deal with and very helpful. Rod Bouchard2025-06-16Trustindex verifies that the original source of the review is Google. I contacted Ai insurance for a contractor quote. I was fortunate to have Jenn to help me acquire my policy.. the process was extremely easy and even more affordable... This is one of my best business decisions I've ever made. nazih fatayerji2025-06-16Trustindex verifies that the original source of the review is Google. they have strong support , fast response . Maria Theriault2025-06-16Trustindex verifies that the original source of the review is Google. Dealing with Ai is easy and efficient. Judith Carillo is amazing always helpful and gets things done on a timely basis. Darbar Persian grill2025-03-13Trustindex verifies that the original source of the review is Google. We had a Wonderful experience with Pouya.. strongly recommending working with him and his team. ali golchian2025-03-13Trustindex verifies that the original source of the review is Google. I had an amazing experience with POUYA SALEHI at AVIVA INSURANCE ,They were professional, knowledgeable, and truly had my best interests at heart. They took the time to explain all my options clearly and helped me find the perfect coverage at a great rate. The process was smooth, efficient, and stress-free. I highly recommend him to anyone looking for reliable and personalized insurance service. Thank you for your outstanding support! West Quality Roofing and Exteriors Inc2025-03-11Trustindex verifies that the original source of the review is Google. Doug at AI Insurance worked with us since 2020 for our company "hot work" liability insurance. He and his team are knowledgeable of our industry and work for us getting the best coverage with the best premium. He makes sure we are appropriately cover for the service we offered. Sarah Faber2025-03-11Trustindex verifies that the original source of the review is Google. Quick service, easy to deal with, good rates for our farm insurance.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more