Strengthen Your Bonding Facility. Secure Bigger Projects.

Don’t let low limits or slow responses hold you back.

Get a free facility review and position your company for growth.

Why Contractors Reassess Their Bonding Facility

Limits Too Low
You can’t bid bigger jobs when your single or aggregate caps out.

Slow Service
Delayed responses can cost you time-sensitive opportunities.

Financials Misunderstood
Tax accounting can make a strong company look weaker on paper.

Evolving Project Types
Expanding into public work, U.S. exposure, or new trades requires updated facility terms.

What’s Included in Your Free Review

Facility Review
Assessment of your current limits, service quality, and underwriting feedback.

Corporate Strength
Check Evaluation of the Three Cs: Character, Capacity, and Capital.

Growth Roadmap
A 12-month plan outlining steps to reach higher limits and bid larger tenders.

The Three Cs of Surety—Explained Simply

Character
Your reputation, track record, and how you manage projects.

Capacity
Your team, operational strength, and work-in-progress management.

Capital
Your financial position—working capital, net worth, and available collateral options.

A balanced approach across these three areas determines how high your bonding limits can grow.

Legal Expense Insurance (LEI): A Smart Add-On

For small and mid-market contractors, unexpected legal costs can weaken your financials—and your bonding capacity. 

Legal Expense Insurance (LEI) helps protect working capital and keep your facility limits intact.

What to Expect After You Click

1. Fill Out a Short Form
Provide details about your current limits, largest job, and growth goals.

2. Meet with Edwin Little
Book a 15-minute consult with our Surety  Business Development Specialist.

3. Get a Personalized Plan
Receive a written roadmap to strengthen your Three Cs and increase your facility limits.

What Our
Customers Are Saying

Real reviews from real clients — across commercial lines, personal insurance, and surety bonding. Discover why business owners, families, and professionals across Canada trust Ai Insurance Organization to protect what matters most.

      
   Ai Insurance Organization Inc.
   124 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   Jose Seron 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience. Doug and the team were very responsive and helped us resolve several items prior to obtaining our bonding. Quick turnaround and clear communication. Highly recommended. (Tenet Builders Ltd.)
  
 
      Posted on Google  
   
   Longhorn Maintenance 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing service quick response and friendly staff.
  
 
      Posted on Google  
   
   Bill Geerts, Geerts Roofing Inc 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great people to deal with and their rates are better!
  
 
      Posted on Google  
   
   Ahmad Khan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Professional advice, excellent customer service and low premium
  
 
      Posted on Google  
   
   Karm K 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent Service and Quick Turnaround.
We’ve had a great experience working with AI INSURANCE ORGANIZATION for our construction insurance and bonding needs. Their team is responsive, professional and very knowledgeable about the construction industry. They make the process smooth and efficient — from start to finish, everything was handled clearly and on time. Highly recommend them to any contractor or builder looking for reliable and straightforward insurance and bonding services.
  
 
      Posted on Google  
   
   Leslie okrah 
 
 
 
 Trustindex verifies that the original source of the review is Google. quick & efficient. Glad to have them as part of our business insurances
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

A Proven Partner

50+ Years of Bonding Experience

In-House Bond Composition = Faster Response Times

Trusted by Contractors Across ON, AB, BC, and NS

FAQs About Bonding Facilities

What provinces do you serve?

Ontario, Alberta, British Columbia, and Nova Scotia. (We do not serve Quebec.)

How long does approval take?

Once documents are submitted, many facilities can be established within a few weeks.

Can you support U.S. exposure?

Yes. We work with surety markets experienced in U.S. projects and cross-border bonding.

What company size is the best fit?

Most clients range from $2–20M in annual revenue, but we have markets for all sizes—including growing contractors entering public work.

What’s the difference between a bonding facility and project-by-project bonding?

A facility gives you a pre-approved limit, allowing faster approvals and reduced costs for each tender.  Project-by-project bonds rely more on personal net worth and are often capped at lower limits.

What documents do I need?

CPA-prepared year-end financial statements
Internally prepared interim financials
Personal Net Worth (PNW) statements
Work-in-progress schedule (WIP)
AR/AP aging
Backlog details
Largest completed projects
Safety record and references

You can download our Bonding Facility Prep Checklist for full details.

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Strengthen Your Bonding Facility. Secure Bigger Projects.