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Ai Insurance Organization

Welcome to Ai Leisure!

We provide insurance solutions for all your leisure products! Whether you are a boater, an avid camper, or a weekend warrior who enjoys taking your motorcycle, Seadoos, ATVs, motorcycles, sailboats and other recreational vehicles for a spin, you can get certain with our leisure insurance coverage!

Get Your Leisure Quote

Our team of leisure insurance professionals has over thirty years of professional insurance industry experience. Our goal is to provide peace of mind and financial coverage to our customers by offering comprehensive and affordable insurance solutions for all your leisure products.

We know there is a lot of choice when it comes to insurance. We understand that insurance jargon can be confusing and overwhelming. That’s why we take the time to explain the policy terms in simple and easy-to-understand language. We believe in building lasting relationships with our customers. We are committed to providing exceptional customer service and support, and we will work with you to find the insurance solution that meets your unique needs.

Why Trust Ai Leisure For Your Insurance?

We work with over 50 of the top-rated insurance partners in North America and several specialized leisure insurance companies to offer insurance for all types of leisure enthusiasts, locations and years of experience. Ai Leisure is your one-stop-insurance-shop for all types of leisure insurance. As boating insurance brokers, and avid boaters ourselves, our job is to use our boating expertise to get our customers the best marine (leisure) insurance coverage at a competitive price.

Andy has extensive training, has contributed to the Insurance Institute’s pleasure craft course, and has even delivered marine education to thousands of Canadian Insurance Brokers since 1992. Andy’s team’s hands-on approach, attention to detail and exceptional customer care make them the easy and professional insurance broker of choice for all your boat insurance needs.

And since Ai Insurance Organization is an award-winning insurance brokerage, we have access to a wide variety of boat, yacht, and pleasure craft insurance companies for more quote options and unique coverages. If you have questions or would like to speak with Andy directly, please get in touch below by clicking on the buttons.

Expert Support

Because we work with multiple insurance companies and a variety of clients, we have a higher level of expertise and a broader knowledge of the insurance market. We can provide more in-depth advice and guidance to clients, and are often better equipped to navigate complex insurance policies because we have over 30 years of leisure insurance experience. Furthermore, Andy has over 10 years experience as Vice President Eastern Canada of one of the largest marine insurers from 2007 to 2017, so he really knows his craft!

Quick and Easy Claims Support

If you do need to file an insurance claim, we make the process as simple and straightforward as possible. Our team of insurance brokers will be available to work with you every step of the way to ensure that your claim is processed quickly and accurately, 24/7.

Continued Education

As insurance brokers, we are often required to complete continuing education courses to maintain our license, which helps us stay up-to-date on the latest industry trends and best practices. This results in higher levels of professionalism and industry knowledge.

Personalized Service

Our insurance brokers work directly with our clients to understand their individual needs and recommend policies that are tailored to their specific situation. We strongly believe we can provide more personalized service and build stronger relationships with our clients, which can lead to higher levels of satisfaction and retention.


Our team of leisure insurance brokers work independently and represent multiple insurance companies. This gives us the freedom to compare policies and find the best coverage for you, without being limited to a single insurance company's products.



Insurance brokers are required to disclose their compensation to clients, which can help build trust and transparency in the relationship. Our clients can have confidence that the brokers at Ai Leisure are working in your best interest, rather than simply trying to sell you a policy.

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Boat and Marine Insurance

Whether you own a small pleasure boat or a luxurious yacht, we offer insurance solutions to protect your investment. Our boat and marine insurance policies cover physical damage, liability, and other marine specific coverage that come with owning and operating a watercraft.

Recreational Vehicle Insurance

Recreational vehicle insurance, or RV insurance, is a type of coverage that protects your motorhome, camper, or trailer. It provides protection against accidents, theft, and other damages, and can also cover personal liability and more.

All-Terrain Vehicle Insurance

All-terrain vehicle (ATV) insurance is a type of insurance policy designed to protect ATV, Skidoos, side-by-side and other recreational vehicle owners from financial losses due to theft, damage, liability claims, and accidents.

Cottage Insurance

Cottage insurance is essential for anyone who owns a cottage or vacation home. It provides coverage for both the property and personal belongings, including furniture, appliances, and other items that may be kept on the property.

Motorcycle Insurance

Motorcycle insurance is required by law and provides coverage for both the rider and the bike. Liability coverage is typically included to cover damages and injuries to other people and property in the event of an accident.

Classic Car Insurance

Classic car insurance is a specialized type of automotive insurance designed to protect vintage or antique cars that are at least 20 to 25 years old. Classic car insurance policies vary so let Andy help you find the right coverage based on your unique requirements.

Ask for a Free Consultation

Want to speak with one of our marine insurance experts on a call or in-person?
Out of the country and want to have a meeting over Skype? No problem.

Want to skip any questionnaires and get some easy answers with no obligations? Give Andy a call.

Frequently Asked Questions

Leisure insurance is a type of insurance policy that provides coverage for activities and items related to leisure and recreation, such as boats, motorcycles, RVs, and more.

Leisure insurance typically covers loss or damage to your leisure equipment, personal liability, and medical expenses for injuries that occur while using your leisure equipment.

If you own recreational equipment, such as a boat or RV, you may need leisure insurance to protect your investment and avoid costly repairs or liability claims.

The cost of leisure insurance varies depending on several factors, such as the type of equipment being insured, its value, and the level of coverage you choose.

You can purchase leisure insurance from an insurance provider or broker who specializes in this type of coverage, like Ai Leisure Plus. Cole and Andy are licensed insurance brokers and will compare quotes and review policy details carefully before you make a purchase.

It depends on the specific leisure activity you are engaged in and the coverage provided by your regular home or auto insurance policy. Some leisure activities, such as boating or ATV riding, may not be covered by your standard home or auto insurance policy. It’s important to check with your insurance provider to see if your regular policy includes coverage for your leisure activities. If not, you may need to purchase separate leisure insurance to ensure you have adequate coverage.

Yes, you may be able to add additional coverage to your leisure insurance policy, depending on the insurance provider and the specific policy. Additional coverage options may include increased liability limits, coverage for specialized equipment, or coverage for additional types of leisure activities. It’s important to review your policy and discuss your coverage needs with your insurance provider to determine if additional coverage options are available and appropriate for your situation. Keep in mind that adding additional coverage may result in higher premiums.

When choosing a leisure insurance policy, there are several factors to consider:

Coverage: Look for a policy that provides coverage for the specific leisure activity you will be engaged in, as well as any related equipment or liability issues.

Limits: Review the policy limits for each type of coverage to ensure they are sufficient to cover potential losses.

Deductibles: Understand the policy deductibles and choose a level that fits your budget.

Exclusions: Review any exclusions or limitations in the policy to understand what is not covered.

Cost: Compare premiums and fees from different insurance providers to find a policy that fits your budget.

Reputation: Research the insurance provider to ensure they have a good reputation for customer service and claims handling.

Customer Reviews: Look for customer reviews of the policy and insurance provider to get an idea of their experience with the policy and the company.

Discounts: Check if the insurance provider offers any discounts, such as bundling policies or safety course completion, that could reduce your premiums.

You need insurance for your recreational vehicle (RV) to protect yourself financially in the event of an accident or damage to your vehicle. RVs can be expensive to repair or replace, and accidents involving RVs can result in significant property damage, injuries, and liability claims. RV insurance can cover these costs and provide you with peace of mind while you’re on the road. Additionally, some states require RV insurance to legally operate a recreational vehicle on public roads. It’s important to review the coverage options available and select a policy that provides adequate protection for your specific RV and how you use it.

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