Travel insurance provides essential financial protection and peace of mind for travelers, safeguarding them against unexpected expenses arising from medical emergencies, trip cancellations, lost baggage, and more. Don’t let unforeseen circumstances derail your travel plans – ensure a worry-free journey with comprehensive travel insurance coverage.
Start your journey and purchase single or multi-trip travel insurance directly with this form. Or scroll down for more information on the other types of travel insurance we offer.
Whether you’re a visitor to Canada, a Canadian traveler exploring international destinations, a student studying abroad, an expatriate, or a Canadian snowbird seeking warm retreats, travel insurance is a crucial companion for all your adventures. While some may perceive it as an additional expense, the reality is that not having travel insurance can prove to be far costlier in the long run. The unexpected can occur at any time, and travel insurance acts as a safety net, providing financial protection and peace of mind. Now, let’s delve into the different types of travel insurance products we offer to cater to your specific needs.
We know there is a lot of choice when it comes to insurance. We understand that insurance jargon can be confusing and overwhelming. That’s why we take the time to explain the policy terms in simple and easy-to-understand language. We believe in building lasting relationships with our customers. Our insurance experts are committed to providing exceptional customer service and support, and we will work with you to find the insurance solution that meets your unique needs.
Buying travel insurance is as easy as buckling your seatbelt! Fill out the form below to get your Travel Insurance quote, or scroll down for more information.
Travel insurance is your shield against the financial burdens that can arise during your trips. Without it, you may find yourself dealing with overwhelming medical bills and debt collectors. Consider these staggering numbers: in a US hospital, the average cost per day reaches $10,000 USD. Moreover, if you fall ill or get injured outside of Canada, the government covers less than 10% of the total expenses. Even a minor ear infection can cost you thousands if it leads to rescheduling your flight. This is where travel insurance steps in to provide crucial coverage and peace of mind.
With a maximum limit of $5 million, our travel insurance covers your medical expenses when you visit a clinic or hospital while abroad. From prescription medications and doctor visits to medical services and ambulance rides, we ensure that you receive the best treatment possible. Just give us a call, and we’ll coordinate with the medical staff to take care of your needs.
Even if you have a pre-existing medical condition, you can still get coverage with our travel insurance. Whether you have diabetes or are on medication for blood pressure, we understand that your health needs shouldn’t hinder your travel plans. Talk to your broker for all the details and let us provide you with the necessary coverage.
Sometimes, unexpected events beyond your control can disrupt your travel plans. It could be the unfortunate passing of a loved one, a natural disaster, or the loss of your job. In such situations, you don’t want to worry about the financial implications of canceling or interrupting your trip. Our travel insurance offers coverage to protect you from these unforeseen circumstances.
Losing your luggage can be an absolute nightmare. We’ve all experienced the frustration of having to wear a generic T-shirt from a gift shop that screams, “The airline lost my luggage.” With our travel insurance, you can rest assured knowing that if your bags are delayed or lost, we’ll provide the assistance you need to get your essential items and minimize any inconvenience.
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No matter which type of travel insurance you require, we are committed to providing you with reliable coverage and exceptional service. Travel with confidence, knowing that we have your back in any unforeseen circumstances. Don’t let the lack of travel insurance turn your dream journey into a financial nightmare. Invest in peace of mind today!
Even as a Canadian traveling abroad, your provincial healthcare coverage may not be sufficient in foreign countries. Our Travel Medical insurance ensures that you are protected from unforeseen medical expenses during your international trips. From emergency medical treatments to medical evacuation, this insurance provides comprehensive coverage, allowing you to focus on creating unforgettable memories.
For Canadian snowbirds seeking warmer climates during the winter months, our Canadian Snowbirds insurance offers specialized coverage. It includes emergency medical services, hospital stays, and prescription medications, ensuring that you’re protected while enjoying your winter retreats. With this insurance, you can make the most of your time in sun-soaked destinations worry-free.
Our Expatriates insurance provides comprehensive medical coverage for expatriates living and working abroad. It includes benefits such as outpatient care, inpatient treatment, emergency medical evacuation, and repatriation, providing you and your family with the necessary support and peace of mind if and when you need it the most.
Studying abroad is an enriching experience, but it’s crucial to have the right insurance coverage as an international student. Our International Travelers (Students) insurance is specifically tailored to meet the unique needs of students studying in foreign countries. It includes coverage for medical expenses, emergency medical evacuation, trip interruption, and more, allowing you to focus on your education while staying protected.
As an international student studying in Canada, it’s essential to have comprehensive health insurance coverage. Our International Students insurance offers protection for medical emergencies, prescription medications, dental treatments, and more. With this insurance, you can prioritize your studies, knowing that you have reliable support in case of unexpected health issues.
As a visitor to Canada, it’s essential to have travel insurance that covers your medical expenses in case of unexpected illnesses or accidents. Our Visitors to Canada insurance offers comprehensive coverage for emergency medical situations, including hospital stays, physician fees, diagnostic tests, and prescription medications. With this insurance, you can explore the beautiful landscapes and vibrant cities of Canada with confidence.
If you are a Canadian Snowbird, Expat, International Student, or Visitor to Canada, you can start your quote journey by filling in this form
A super visa is a special type of visa issued by the Canadian government that allows parents and grandparents of Canadian citizens or permanent residents to visit Canada for an extended period. Unlike a regular visitor visa, the super visa grants multiple entries and allows for a longer stay, typically up to two years per visit, making it an ideal option for extended family reunions and longer stays in Canada.
Super visa insurance is a mandatory requirement for individuals applying for a super visa to visit Canada. It is a specialized type of travel insurance that provides medical coverage for the duration of their stay in Canada. Super visa insurance typically offers comprehensive coverage for emergency medical expenses, hospitalization, prescription medications, and emergency medical evacuation. The coverage must meet specific criteria set by the Canadian government, including a minimum coverage amount and a minimum duration of coverage. It is essential to obtain super visa insurance to demonstrate that the applicant has sufficient healthcare coverage while in Canada and to fulfill the visa requirements.
Because we work with multiple insurance companies and a variety of clients we have a higher level of expertise and a broader knowledge of the insurance market. We can provide more in-depth advice and guidance to cleints, and are ofter better equipped to navigate complex insurance policies.
Insurance brokers are required to disclose their compensation to clients, which can help build trust and transparency in the relationship. Our clients can have confidence that the brokers at Ai Leisure ar working in your best interest, rather than simply trying to sell you a policy.
If you do need to file an insurance claim, we can make the process as simple and straightforward as possible. Our team of insurance brokers will be available to work with you every step of the wa to ensure that your claim s processed quickly and accurately, 24/7.
Our team of leisure insurance brokers work independently and represent multiple insurance companies. This gives us the freedom to compare policies and find the bet coverage for you, without being limited to a single insurance company’s products.
Our insurance brokers work directly with our clients to understand their individual needs and recommend policies that are tailored to their specific situation. We strongly believe we can provide mor personalized service and build stronger relationships with our clients, which can lead to higher levels of satisfaction and retention.
As insurance brokers we are often required to complete continuing education courses to maintain our license, which helps us stay up-to-date on the latest industry trends and best practices. This results in higher levels of professionalism and industry knowledge.
Travel insurance is your safety net, ensuring that unexpected events don’t ruin your travel experience or leave you with hefty bills. Don’t let the uncertainties of travel weigh you down. Choose our comprehensive travel insurance coverage and enjoy your trips with confidence, knowing that we have your back every step of the way. Please note that the answers provided here are general in nature, and it’s important to refer to the specific terms and conditions of your chosen travel insurance policy and consult with your insurance provider for accurate and detailed information based on your individual circumstances.
Travel insurance is a type of insurance coverage designed to protect travelers from financial losses and unexpected expenses that may occur before or during a trip. It provides coverage for various risks such as medical emergencies, trip cancellations, lost baggage, and more. Having travel insurance is important because it offers financial protection and peace of mind, ensuring that you are adequately covered in case of unforeseen events during your travels.
Travel insurance typically covers a range of risks, including emergency medical expenses, trip cancellations or interruptions, lost or delayed baggage, emergency medical evacuation, travel delays, and accidental death or dismemberment. The specific coverage may vary depending on the insurance provider and the plan you choose.
Yes, there are different types of travel insurance plans available to cater to different needs. Some common types include comprehensive travel insurance, medical travel insurance, trip cancellation/interruption insurance, baggage insurance, and specialized plans for specific activities like adventure sports or business travel. It’s important to choose a plan that aligns with your specific requirements and travel circumstances.
Some travel insurance plans offer coverage for pre-existing medical conditions, while others may have exclusions or limitations. It’s important to review the policy details and consult with your insurance provider to understand the coverage and any requirements related to pre-existing conditions. Disclosure of pre-existing conditions during the application process is crucial to ensure accurate coverage.
Emergency medical coverage in travel insurance provides financial protection for medical expenses incurred during a trip due to unexpected illnesses or injuries. It typically includes coverage for hospitalization, doctor visits, prescription medications, emergency medical evacuation, and sometimes dental treatments. In case of a medical emergency, the insured individual or their representative should contact the insurance provider’s emergency assistance helpline for guidance and support.
Yes, it is possible to purchase travel insurance after booking your trip, but it’s generally recommended to buy it as early as possible. Buying travel insurance soon after booking ensures that you are covered for trip cancellation or any pre-departure events that may impact your travel plans. However, certain coverages, such as trip cancellation, may have specific time limits or eligibility criteria, so it’s advisable to check with the insurance provider for their policy.
Trip cancellation coverage reimburses you for pre-paid and non-refundable trip expenses if you have to cancel your trip due to covered reasons such as illness, injury, death of a family member, or other unforeseen events. Trip interruption coverage provides coverage if you have to cut short your trip due to similar covered reasons. The coverage typically includes reimbursement for unused portions of the trip, additional transportation expenses, and other non-refundable costs.
Yes, travel insurance often includes coverage for lost or delayed baggage. This coverage typically offers reimbursement for essential items and necessities in case your baggage is delayed beyond a certain period or lost by the airline or transportation provider. It’s important to report the loss or delay to the airline and follow the insurance provider’s instructions to initiate a claim.
Whether you can make changes to your travel insurance policy depends on the insurance provider and the specific terms and conditions of the policy. In some cases, you may be able to make certain modifications or additions to your coverage, such as extending the policy duration or adding optional coverages. It’s important to contact your insurance provider directly to inquire about the options available for making changes to your policy.
The claims process for travel insurance typically involves notifying the insurance provider of the incident or loss, submitting the required documentation, and completing the claims form. The specific process may vary between insurance companies, but it generally includes providing proof of expenses or damages incurred, medical reports if applicable, receipts, and any other supporting documents. It’s important to familiarize yourself with the claims process outlined by your insurance provider and adhere to the specified timelines for filing a claim.
While you may have health insurance coverage in your home country, it may not provide adequate coverage or benefits while you are traveling internationally. Travel insurance offers additional benefits such as emergency medical evacuation, repatriation, and coverage for trip-related expenses that your regular health insurance may not include. It’s recommended to review your existing health insurance policy and consult with your insurance provider to understand the extent of coverage during travel. Purchasing travel insurance can provide comprehensive coverage and fill any gaps in your existing health insurance while you are away.
Travel insurance often includes coverage for trip delays and missed connections. This coverage can provide reimbursement for additional accommodation expenses, meals, and transportation if your trip is delayed beyond a specified period or if you miss a connecting flight due to reasons covered by the policy. It’s important to retain documentation and receipts to support your claim for these types of expenses.
Yes, travel insurance coverage typically has certain exclusions and limitations. These can vary between insurance providers and plans but may include exclusions for pre-existing medical conditions, high-risk activities, acts of war or terrorism, and certain natural disasters. It’s crucial to carefully review the policy’s terms and conditions to understand the specific exclusions and limitations before purchasing travel insurance.
The refund policy for travel insurance varies between insurance providers and depends on the terms and conditions of the policy. Some insurance companies offer a “free look” period during which you can cancel the policy within a specified timeframe and receive a refund. However, after the free look period, refunds may be subject to cancellation fees or may not be provided for policies that have already gone into effect. It’s recommended to review the refund policy of your insurance provider or consult with them directly for detailed information regarding cancellations and refunds.
