Ai Insurance Organization now has access to an insurance program for Snow Removal Contractors.
Limits now range from $2,000,000 to $10,000,000 in Commercial General Liability coverages.
If you’re a snow removal company, then you know that winter is your busiest season. But when it comes to the safety of your business, there are more risks than just the cold weather.
Ai Insurance Organization now has access to an insurance program for Snow Removal Contractors with no revenue threshold, or split restrictions. Ai Insurance Organization has the ability to source competitive excess options if you are contractually required by your client. We can underwrite 100% snow removal receipts in all provinces (except Quebec) with the high service levels you’d expect from an award-winning insurance brokerage.
All types of snow removal locations may be considered except for public roads of any kind.
AI Insurance offers a one stop shop for your snow plow contractor insurance needs.
By partnering with our insuring partners we can tailor an insurance program for any type of contractor.
With local claims service available 24 hours a day, 365 days a year, we’ll be right there when you need us the most. Your claim will be dealt with quickly and with as little disruption to your business as possible. This will let you focus on what matters the most – your product and your customers.
Insurance for Snow Plow contractors protects snow removers against the day-to-day risks associated with their jobs, such as property damage and slip-and-falls.
Our snow removal insurance program consists of CGL insurance that provides coverage for liabilities such as bodily injury and property damage. If you are found responsible for any injury or property damage caused by negligence on your behalf you are at risk of a lawsuit that could result in high legal fees as well as medical fees and cost of repairs.
We offer customized solutions and coverages for Snow Plow Contractors as not all contractors are the same. Every business varies based on the tasks and responsibilities and the size of the business.
Ai Insurance Organization works with some of the best insurance providers for snow plow contractors of all shapes and sizes to provide competitive solutions and coverage.
The cost of Snow Removal Insurance is reliant on the amount of the risk that is associated with your business.
The amount of risk associated is dependent on the location of your business services, how many years of experience you have in the business, the size of the business, and the annual revenue.
In terms of Location, this determines how much snowfall is expected in the locations you service which in turn establishes the amount of business and revenue you bring in as well as risk. Annual Revenue also indicates that you have more to lose in the event that your business is sued.
Your previous experience also holds value in determining the cost of the insurance because it shows how much knowledge and understanding you have when trying to mitigate risks (mistakes).
The business size also notes how much coverage you need for snow removal. If you have a larger amount of employees then you require a higher coverage amount.