Heating & Cooling Contractor Insurance
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Contractors General Liability Insurance offers the perfect contingency plan that aims to protect your business, employees, and other valuables.
What is HVAC Maintenance?
HVAC stands for heating, ventilation, and air conditioning. HVAC workers install, repair, and maintain the heating and cooling equipment for commercial/industrial, or residential buildings. The operations of HVAC contractors can take place in or outside a building at great heights.
In order to work in changing environments, HVAC contractors need to implement certain safety measures to account for unforeseen circumstances.
HVAC Contractor’s Liability Exposures
There are a variety of liability exposures that can occur during the installation or maintenance procedures. Heating and cooling equipment is installed in a variety of locations. If the location of equipment installation or maintenance is at an elevated height it can pose a high liability exposure.
Employees and employers will need to ensure that they are protected from working at heights. Articles falling during heating and cooling equipment installation or maintenance will expose third-party individuals, as well as you and your employees to injury.
In addition, the installation or maintenance completed may have caused some damage to the property, that may not have been immediate. For instance, installation of HVAC systems can lead to water or fire damage, or electrocution caused by leaks from the system or damaged parts.
In that case, HVAC contractors need to be protected from liability exposures that may arise on the job to maintain business operations.
Insurance For HVAC Contractors
Ai HVAC Contractor Insurance Program can cover all facets of your heating and cooling company including:
- HVAC Maintenance & Repairs
- Refrigeration Installation, Maintenance & Repairs
- New Construction HVAC Installation
- Existing Structure HVAC Installations
- Air-Conditioning System Installation
- Air Vents Installation
- Furnace Conversions
- Natural Gas Fireplace Installation
- Duct Work
- Ventilation Equipment Installation
- Commercial/Industrial Refrigeration System Installation
Ai will assist you in protecting your business from liability exposures such as property damage, third-party personal injury, and other bodily harm.
Contact an Ai HVAC Contractor’s Insurance Specialist to find the best possible coverage for you!
