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Ai Insurance Organization

Craft Breweries, Home-Grown Product, Quality Service

Craft Brewers are intimately focused on creating new flavours, packaging and amazing consumer experiences at festivals, events, and in their taprooms. As your insurance advisor, our insurance program for craft breweries, cideries and distilleries is intimately focused on you and your business, and making sure that you are properly protected.

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 “Flight” of Insurance products and servies

In this highly competitive environment, your risk management, specialized regulations and insurance needs require expert knowledge and flexibility. Beer, cider and liquor production is one of the most closely supervised and controlled manufacturing processes in Canada.
That’s why it’s important that you trust someone who understands your business. By working with Chris Tower and his team at Ai Insurance Organization Inc., you’re choosing to work with over 50 years of experience serving the commercial and restaurant spaces – including specialized knowledge in small businesses, microbreweries and the Canadian brewery, cidery and distillery business environment. Ai Insurance Organization has partnered with the leading insurance providers to offer you customized coverages and choice. We help you navigate the ever-changing industry so you can select the right coverages for your business, such as:

It’s All About Your Business

You take great care and put so much effort in building and running your business; your business never stops, so ours doesn’t either. But just because you produce in small batches, it doesn’t mean your business isn’t exposed to big risk.

With local claims service available 24 hours a day, 365 days a year, we’ll be right there when you need us the most. Your claim will be dealt with quickly and with as little disruption to your business as possible. This will let you focus on what matters the most – your product and your customers.

We are there for you when uncertainty may happen, and all your business worries could be financially covered. Our goal is to ensure you are sufficiently covered, so that you can focus on running your business without interruption.

Roll Out The Barrel With Our Insurance
Coverage For Breweries, Cideries And Distilleries

Your business is unique – with perishable supplies, a lengthy process and strict regulations to contend with. Our specialized insurance carriers offer specialized coverage options that protect your business from loss.

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Exhibition Floater

If you find yourself at various trade shows throughout the year, an exhibition floater covers the business contents and equipment you bring with you to these shows.

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Off-Site Stock

If you have stock off-site or in distribution warehouses, off-site stock coverage insures your product while being stored at these locations.

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Stock Contamination & Spoilage Coverage

Covers beer or supply loss as a result of a power outage that caused a change in temperature or pressure. This can be caused by damage to your building, or sudden breakdown of your manufacturing equipment.

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Liquor Liability

Protects you against claims that may occur as a result of a customer becoming intoxicated and injuring themselves or someone else.

Get Certain
With Chris Tower

Chris Tower is an Associate Broker/Senior Account Manager – Commercial Lines specialist with Ai Insurance Organization Inc. Chris and his team have a wealth of experience working with breweries, cideries and distilleries of all shapes and sizes, across Canada.

Chris is very well aware of the challenges facing the your competitive line of business, and his hands-on approach, attention to detail and exceptional customer care make him the easy and professional insurance broker of choice. And since Ai Insurance Organization is an award-winning insurance brokerage, we have access to a wide variety of commercial insurance companies for more quote options and unique coverages.

If you have questions or would like to speak with Chris directly, please get in touch with Chris by clicking on the buttons below.

Risk Management

By reviewing your business and operations, we work with you to help reduce your overall business risk. Your business can take advantage of a number of programs including:

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Excise Bonds

In addition to your commercial insurance policy, we will provide access to the excise bond required by the Canadian Revenue Agency.

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Cyber Security

You are in the business of building relationships over a good beverage, so don’t let cyber threats stop the party. As a brewery, you may keep customer information such as contact or payment information on file and likely, you are taking mobile payment when at shows and events. Third party brewery and supplier data is also yours to protect from thieves.

We offer you comprehensive cyber insurance coverage for breweries to protect this information properly.