A Wrap-up liability insurance policy is much like a Commercial General Liability policy however it has a broader range of coverage as it extends to all contractors and subcontractors working on a project.


The coverage is site-specific and will extend to the project owner, project manager, general contractor, and the subcontractors working on behalf of the General Contractor.


Wrap-Up Liability offers project-specific coverage for Third-Party Personal Injury, Third Party Property Damage, and Personal Injury.


The advantage to a Wrap-Up Liability coverage is that all of the members of a construction project are covered under one policy.


The further advantage for a General Contractor or Construction company is that they can purchase a Wrap-up Liability policy and it will not affect their company’s General Liability Policy. The policy will act as a protection to keep their company’s General Liability Policy clear of claims or losses. This is especially helpful if there is a higher risk with a certain project.